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How to Prevent Auto Theft and Carjacking

Having your vehicle stolen creates significant stress. However, carjacking—theft while you are behind the wheel—puts your life in danger. You can stop would-be thieves and keep yourself safe by following these simple precautions. Here’s How to Prevent Auto Theft and Carjacking.

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The Real Cost of Vehicle Theft

Thieves steal a motor vehicle in the United States roughly every 45 seconds. This statistic includes cars, SUVs, trucks, buses, and your motorcycle. Criminals also target specific parts, like airbags and catalytic converters, for their recycling value. They often steal these items right out of the car. Stolen vehicles and parts frequently end up in overseas markets. This makes recovery nearly impossible.

Armed auto theft happens less often than standard theft. Yet, carjacking remains a violent crime. It inflicts emotional trauma and physical harm on top of the financial loss.

Your comprehensive car insurance policy usually covers auto theft. However, preventing the loss is always better than handling the aftermath.

Related reading: Don’t Be a Victim: Avoid Car Theft This Winter

Make Your Car Less Appealing

Several factors make your vehicle attractive to thieves. These include the make, model, and the value of specific parts. Criminals do not always target the most expensive or flashy cars. You should make your car difficult to steal, regardless of what you drive.

Check with your insurance agent about these measures. Some steps might even qualify you for a premium discount.

Basic Security Habits

• Lock your doors and close windows. Do this every time you leave the car, even for a quick stop.
• Hide your valuables. Do not give thieves a reason to break in. Store personal property in the trunk if you must leave it behind. Never leave a purse or phone on the seat, even in “safe” neighborhoods.
• Park smart. Choose secure, busy, and well-lit areas. Park near guard booths or store entrances in public garages. Ideally, park in a locked home garage whenever possible.

Utilize Anti-Theft Technology

Use a physical security device. Options include steering wheel locks or gearshift column locks. A difficult target discourages thieves. Most new cars come with tracking devices. You can also buy and install these trackers in older vehicles. These tools help police locate stolen cars quickly. Ask your insurer how these devices might lower your costs.

Mark Your Territory with the VIN

Your Vehicle Identification Number (VIN) plays a crucial role in recovery. Law enforcement and insurance databases use this number to track vehicles. You can use it to make selling a stolen car much harder for criminals.

You typically find the VIN on the driver’s side dashboard. We recommend marking your VIN prominently elsewhere. Use paint or a permanent marker to place the number under the engine hood, trunk lid, and on the battery. This helps police identify your vehicle if they recover it.

What to Do If Theft Occurs

File a police report immediately if someone steals your car. Next, verify that your policy covers theft and start the claim process. Notify your insurance professional right away. Details become harder to remember the longer you wait. Many providers now use mobile apps. These tools help you get the claims filing process started immediately.

Stay Safe from Carjacking

Carjacking is rare but dangerous because perpetrators usually carry weapons. You can avoid becoming a target by staying alert.

Situational Awareness

• Keep your phone ready. Ensure it is charged and within reach.
• Avoid dangerous spots. Stay away from high-crime neighborhoods or isolated roads. Avoid desolate areas of parking lots when you are alone.
• Watch your surroundings. Notice people lurking nearby. Pay attention if a car follows you into your driveway. Call 911 or trigger your car alarm if you feel threatened.

Defensive Driving Habits

• Watch for traps. Carjackers use specific tricks to lure victims. They may bump your car, pretend to be stranded, or flash their lights at you. Do not pull over immediately. Keep your windows up and doors locked. Drive to the nearest police or fire station if you feel unsafe.
• Park safely. Stick to well-lit areas. Ask a security guard to walk you to your vehicle if you feel unsure about your safety.
• Secure your space. Never sit in your car with the doors unlocked or windows down.
• Avoid isolated ATMs. These locations put your car, your bank account, and your life at risk.

Need an Auto insurance quote?

If you live in St. Louis, Las Vegas, or the DMV (District of Columbia) and want to ensure you’re truly covered—with no assumptions or surprises— call Branch Insurance Group today at (702) 646-2082 for your free, no-obligation quote. Whether it’s personal, commercial, or employee benefits, we’ll help you build insurance that works when you need it most.

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